The latest news and financial insights from your friends at 1st Nor Cal Credit Union.
1st Nor Cal Credit Union - Website
March 2020
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Are You Really Protected?
Whether it’s a serious at-fault auto accident or an incident on your property, you can quickly find yourself responsible for damages that exceed the limits on your Auto, Homeowners, Renters, Rental Property or Boat policy. An expensive judgement is the last thing you want to worry about. A Personal Umbrella policy can help protect your assets and provide peace of mind. The purpose of a Personal Umbrella is to provide Liability coverage over and above your Auto, Home, Boat, Rental Property and any other Personal Liability coverage you have already. Many financial planners recommend that everyone have at least a $1 Million Personal Umbrella policy, even if they have less than $1M in assets. The reason being that in the rare event that you are sued, you could be forced to pay a legal judgement from not only your current assets but also your future earnings. This policy can also pay for defense costs which add up very quickly, even if you win your case.

Umbrella policies come in increments of $1,000,000 and policies start at around $200 per year. This goes a long way to protect your personal finances against judgments from a devastating lawsuit. When deciding on a limit, it should exceed your net worth. Shouldn’t you look into a Personal Umbrella today?

As an added benefit of your 1st Nor Cal membership, we at Lou Aggetta Insurance will help you review the things that are important to you and provide you with options for reducing risk in your life. If you decide to buy an Auto policy you will receive a $25 Gift Card – If you purchase both Auto and Home you will receive a $50 Gift Card. We are an independent insurance agent and can provide you with home, auto, life, health, business, and many other types of insurance coverage.

Contact me today to schedule your free review.

Denia Aggetta Shields
Lou Aggetta Insurance, Inc.
2637 Pleasant Hill Road
Pleasant Hill, CA 94523
(925) 945-6161
denia@aggetta.com

License #OK22281

Like us on Facebook at Lou Aggetta Insurance
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Protect what you value most.
3: Limit one $25 or $50 gift card per 1st Nor Cal Credit Union member on new policies with Lou Aggetta Insurance, Inc. Offer expires June 30, 2020.
BRANCH LOCATIONS
1111 Pine St, Martinez
538 Center Ave, Martinez
4261 Century Blvd, Pittsburg

8660-E Brentwood Blvd, Brentwood
560 First St, Suite B-106, Benicia
2500 Nevin Ave, Richmond
TEMPORARY HOURS
Mon - Fri: 9:00am - 4:00pm

24-HOUR MEMBER SERVICE
(888) 387-8632
Federally insured by the NCUA
Your savings federally insured to at least $250,000 and backed by the full faith and credit of the United States Government. National Credit Union Administrations, a U.S. Government Agency.
We do business in accordance with the Federal Fair Housing Law and the Equal Credit Opportunity Act.
We do business in accordance with the Federal Fair Housing Law and the Equal Credit Opportunity Act.
Recommended Five-Star Institution by Bauer Financial "Because peace of mind matters"
Recommended Five-Star Institution by Bauer Financial "Because peace of mind matters"

www.bauerfinancial.com
The information contained in this email (the “Content”) is provided for informational and educational purposes only, without any express or implied warranty of any kind, including warranties of accuracy, completeness, or fitness for any particular purpose. The Content is not intended to be and does not constitute financial, investment, tax or accounting advice or a solicitation to buy or sell securities. The Content is necessarily general in nature and is not specific to you or anyone else. YOU SHOULD CONSULT YOUR OWN INVESTMENT, TAX OR ACCOUNTING ADVISORS BEFORE IMPLEMENTING ANY ADVICE INCLUDED IN THE CONTENT. By viewing or utilizing the Content, you agree that you will not hold Marquis, Inc., 1st Nor Cal Credit Union or their affiliates or agents responsible for loss or damages resulting from the Content.
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