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1st Nor Cal Credit Union - Website
December 2019
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Skip-a-Payment
Low Fees. Its What We Do! Tell a Friend!
Forget the Eggnog. What You Really Need is Skip-a-Payment!

Let’s face it, everyone can use a little extra spending money during the holidays. With all the hustle, bustle, and extra expenses, every little bit helps. Whether it’s a special gift for your sweetie, the perfect treat for Fido, a little extra something just for you, or help with holiday travel plans… we’ve got you covered.

Our Skip-a-Payment program gives you just what you need – the option to skip your next 1st Nor Cal qualifying loan payment to free up valuable funds for other things. Whew! A little breathing room never felt so good.

Members can now process their own Skip-a-Payment (skip) on eligible loans within Home Banking!

Members can skip twice a year (Jan-Dec) and six times over the lifetime of the loan. Please note that members cannot skip two consecutive payments in a row (i.e. if you skip April’s payment, you can’t skip May’s payment too.) The member would need to wait 60 days from their first skip for the year to make another skip request. Simply click the gear icon next to your loan in Home Banking to see if your loan is eligible and to start the request. A $25 fee will be charged for each skip and the fee can be taken out of your Shares, Checking or Money Market accounts.
Screenshot of Skip a Payment button in Home Banking.
If you don’t have Home Banking and/or need assistance processing your Skip-a-Payment through Home Banking, please call us at (888) 387-8632 and we will be happy to help you.
 
*All payment skip(s) are subject to approval. Skip-a-Payment request will not be processed without the $25 fee for each skip payment requested. Your loan(s) must have at least six (6) payments since the last add-on or refinance, and may be subject to other criteria. The offer is not valid for mortgage loans, VISA®, or any loans with delinquency within the past six (6) months. Excludes 72 and 84 month loans. Members can skip two (2) times a year (January-December) and six (6) times during the term of any one (1) eligible loan. Members cannot skip two (2) consecutive payments in a row. Member must wait 60 days from their first skip for the year to make another skip request.
BRANCH LOCATIONS
1111 Pine St, Martinez
538 Center Ave, Martinez
4261 Century Blvd, Pittsburg
560 First St, Suite B-106, Benicia
2500 Nevin Ave, Richmond
HOURS OF OPERATION
Mon - Wed: 9:00am - 4:00pm
Thursday: 9:00am - 6:00pm
Friday: 9:00am - 5:00pm

24-HOUR MEMBER SERVICE
(888) 387-8632
Federally insured by the NCUA
Your savings federally insured to at least $250,000 and backed by the full faith and credit of the United States Government. National Credit Union Administrations, a U.S. Government Agency.
We do business in accordance with the Federal Fair Housing Law and the Equal Credit Opportunity Act.
We do business in accordance with the Federal Fair Housing Law and the Equal Credit Opportunity Act.
Recommended Five-Star Institution by Bauer Financial "Because peace of mind matters"
Recommended Five-Star Institution by Bauer Financial "Because peace of mind matters"

www.bauerfinancial.com
The information contained in this email (the “Content”) is provided for informational and educational purposes only, without any express or implied warranty of any kind, including warranties of accuracy, completeness, or fitness for any particular purpose. The Content is not intended to be and does not constitute financial, investment, tax or accounting advice or a solicitation to buy or sell securities. The Content is necessarily general in nature and is not specific to you or anyone else. YOU SHOULD CONSULT YOUR OWN INVESTMENT, TAX OR ACCOUNTING ADVISORS BEFORE IMPLEMENTING ANY ADVICE INCLUDED IN THE CONTENT. By viewing or utilizing the Content, you agree that you will not hold Marquis, Inc., 1st Nor Cal Credit Union or their affiliates or agents responsible for loss or damages resulting from the Content.
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