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Low Fees

At 1st Nor Cal Credit Union, providing true value to our members is one of our top priorities. We believe there is no better way to show we care than to help you save your hard-earned money. Not just every so often by offering special promotions… we’re talking real, honest-to-goodness savings you can count on. Our account and transaction fees are simply lower than what you will find at other California Credit Unions and even nationwide. Go one step further and compare our fees to what you’ll find at a bank, well now you’re talking huge savings. We don’t need to compare item by item to know our fees are lower.

These simple statistics will tell you all you need to know:

Our Q1 2019 fee income was 0.07% of assets. Similar sized California credit unions posted fee income at 0.63% of assets. Nationally, credit unions posted fee income of 0.78% of assets. Put another way, 1st Nor Cal charges 11% of the state average and only about 9% of the national average. That’s dramatic savings. We invite you to look at our fees and rates in more detail using the links below. Then, consider joining – we’d love to have you as part of the 1st Nor Cal family.