Account Rates as of May 4, 2024.
Share Savings Accounts
Minimum Daily Balance | APY* |
---|---|
$100.00 - 9,999.99 | 0.10% |
$10,000.00+ | 0.15% |
Checking Accounts
Minimum Daily Balance | APY* |
---|---|
$10,000.00+ | 0.05% |
Club Accounts1
Minimum Daily Balance | APY* |
---|---|
$100.00+ | 0.15% |
Money Market Accounts
Minimum Daily Balance | APY* |
---|---|
$10,000.00 - 24,999.99 | 0.65% |
$25,000.00 - 74,999.99 | 0.75% |
$75,000.00+ | 0.90% |
1st Class Money Market Accounts‡
Minimum Daily Balance | APY* |
---|---|
$0.00 - 5,000.00 | 5.64% |
$5,001.00+ | 0.75% |
Individual Retirement Accounts
Minimum Daily Balance | APY* |
---|---|
Up to $99,999.99 | 0.35% |
$100,000.00+ | 0.60% |
Share Certificates1
$1,000 Minimum
Minimum Daily Balance | Term | APY* |
---|---|---|
$1,000.00 | 6 - 11 months | 2.12% |
$1,000.00 | 12 months | 2.63% |
$1,000.00 | 18 months | 2.63% |
$1,000.00 | 24 months | 2.79% |
$5,000 Minimum
Minimum Daily Balance | Term | APY* |
---|---|---|
$5,000.00 | 6 - 11 months | 2.17% |
$5,000.00 | 12 months | 2.69% |
$5,000.00 | 18 months | 2.69% |
$5,000.00 | 24 months | 2.84% |
$10,000 Minimum
Minimum Daily Balance | Term | APY* |
---|---|---|
$10,000.00 | 6 - 11 months | 2.17% |
$10,000.00 | 12 months | 2.74% |
$10,000.00 | 18 months | 2.74% |
$10,000.00 | 24 months | 2.89% |
$50,000 Minimum
Minimum Daily Balance | Term | APY* |
---|---|---|
$50,000.00 | 6 - 11 months | 2.23% |
$50,000.00 | 12 months | 2.79% |
$50,000.00 | 18 months | 2.79% |
$50,000.00 | 24 months | 2.99% |
$100,000 Minimum
Minimum Daily Balance | Term | APY* |
---|---|---|
$100,000.00 | 6 - 11 months | 2.23% |
$100,000.00 | 12 months | 2.89% |
$100,000.00 | 18 months | 2.89% |
$100,000.00 | 24 months | 3.25% |
*APY = Annual Percentage Yield. Rates are subject to change. Fees could reduce the earnings on the account.
‡APY = Annual Percentage Yield. APY is accurate as of May 4, 2024. Rates are subject to change at any time without notice. Refer to website, 1stnorcalcu.org, for current rates paid on balances up to $5,000.00 and rates paid on balances over $5,000.00. Fees could reduce the earnings on the account. No monthly fees. No minimum deposit required. No minimum balance required. Limit one 1st Class Money Market Account per member social security number. Business accounts are not eligible. We reserve the right to change or discontinue this program at any time. Membership is required with a one-time $5 minimum deposit. Must meet membership qualifications. Persons who live, regularly work, currently attend school, or currently worship in Contra Costa, Solano, or Alameda counties, as well as any and all businesses, corporations, and other legal entities in those counties are eligible for membership. Insured by NCUA.