If your home was seriously damaged or destroyed in an earthquake, could you afford to repair or rebuild your home? Would you be able to continue paying your mortgage and taxes while your home was being rebuilt? An earthquake can be financially devastating to a homeowner, yet in California less than 15% currently have Earthquake coverage. Certainly part of the reason is the cost, since the premium can easily exceed what your Homeowners premium is. The other reason is that in the past the lowest deductible you could find was 10%. We now have an Earthquake policy that can be tailored to your individual needs. Some of the highlights of this policy are:
- Deductibles as low as 2.5%
- Choose your limits for Other Structures, Contents and Additional Living Expenses
- Rates apply separately for each coverage, so you only pay for the coverage you need
- No age restrictions - Retrofitting not required.
Serious earthquakes in California will happen, often with disastrous results. Even if you currently have coverage through the CEA or another insurer, it is worth your time to have us requote your coverage. If you do not have Earthquake coverage, get a quote so you can make an educated decision about your coverage needs. Preparing for the next big one is not always enough. Insurance provides security and peace of mind.
As an added benefit of your 1st Nor Cal membership, we at Lou Aggetta Insurance will help you review the things that are important to you and provide you with options for reducing risk in your life. If you decide to buy an Auto policy you will receive a $25 Gift Card - If you purchase both Auto and Home you will receive a $50 Gift Card. We are an independent insurance agent and can provide you with home, auto, life, health, business, and many other types of insurance coverage.
Contact me today to schedule your free review.
