Most homeowners don’t realize that they are responsible for the repair or replacement of the underground piping and wiring, such as sewer lines, electrical lines and data communication lines that run between their home and the public connection. The cost of repairing or replacing the underground service lines is not covered by most homeowners policies. This can be quite costly when you have to include not only the repair or replacement, but also the excavation and repair costs to damaged outdoor property.
Service line failure is defined as physical damage that results in a leak, break, tear, rupture, collapse or arcing of a covered service line. The damage can be caused by external events or environmental conditions such as tree root invasion, deterioration, freezing and electrical wiring.
Great news is that we have coverage available as an option through several of our preferred Homeowner carriers at about $30 per year. This coverage has a separate deductible of $500 and there is a Per Occurrence limit – typically $10,000.
As an added benefit of your 1st Nor Cal membership, we at Lou Aggetta Insurance will help you review the things that are important to you and provide you with options for reducing risk in your life. If you decide to buy an Auto policy you will receive a $25 Gift Card – If you purchase both Auto and Home you will receive a $50 Gift Card. We are an independent insurance agent and can provide you with home, auto, life, health, business, and many other types of insurance coverage.
Contact me today to schedule your free review.
![Recommended Five-Star Institution by Bauer Financial "Because peace of mind matters"](https://cdn.documatix.com/images/cu/1stN0/emails/1stN0582020103424_1ec021b21dff49e790c528f0bd329164.png?t=5218948380292503 "Recommended Five-Star Institution by Bauer Financial "Because peace of mind matters"")