If you have jewelry, whether it’s a diamond ring, a Rolex watch or a family heirloom, you should consider purchasing additional coverage. A Homeowners or Renters Insurance policy provides very limited coverage, typically between $1000 - $2500 and does not provide coverage for accidental loss or lost stones. In order to insure, most carriers will require a current appraisal. The annual cost for insuring jewelry is about $15 per $1000 of coverage. The advantage to specifically insuring an item is that it is then covered on an “All-Risk” basic and generally does not have a deductible. Protect those special items you cherish, and skip the heartbreak later!
As an added benefit of your 1st Nor Cal membership, we at Lou Aggetta Insurance will help you review the things that are important to you and provide you with options for reducing risk in your life. If you decide to buy an Auto policy you will receive a $25 Gift Card – If you purchase both Auto and Home you will receive a $50 Gift Card. We are an independent insurance agent and can provide you with home, auto, life, health, business and many other types of insurance coverage.
Contact me today to schedule your free review.
![Recommended Five-Star Institution by Bauer Financial "Because peace of mind matters"](https://email.1stnorcalcu.org/DM/images/cu/1stN0/emails/1stN02112020141835_1b6ab6d00f204ddbbba5e0228e4d66e9.png? "Recommended Five-Star Institution by Bauer Financial "Because peace of mind matters"")