The latest news and financial insights from your friends at 1st Nor Cal Credit Union.
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WIN $50! There are two member numbers spelled out within the text of this eNewsletter. If you find your number, give us a call at (888) 387-8632 to claim $50.
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Preventing Identity Theft
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Identity (ID) theft is a crime where a thief steals your personal information, such as your full name or Social Security number, to commit fraud. Identity theft affects millions of people each year. The identity thief can use your information to fraudulently apply for credit, file taxes, or get medical services. These acts can damage your credit status, and cost you time and money to restore your good name. You may not know that you are the victim of ID theft until you experience a financial consequence (mystery bills, credit collections and denied loans) down the road from actions that the thief has taken with your stolen identity. There are steps you can take to help safeguard your accounts and your identity. Account security is a top priority at 1st Nor Cal Credit Union, we hope you will take a moment to review the information below and take an active role in safeguarding your important information. You can learn more and find useful links online at www.mycreditunion.gov/fraud-prevention-center/scams/identity-theft. - Do not share personal information. Whether over the telephone, through the mail, or on the Internet, do not share your financial account information or Social Security numbers unless you know the person requesting the information is who he or she claims to be.
- Control access to your financial information. Store your personal information in a safe place, and tear up or shred old credit card and ATM receipts, old account statements, and unused credit card offers before throwing them away.
- Protect your PINs and other passwords. Avoid using easily available information such as your mother's maiden name, your birth date, the last four digits of your Social Security number, or your phone number, as identity thieves can use this information to access your accounts.
- Carry only the minimum amount of identifying information and number of credit cards that you need.
- Monitor billing cycles and statements. Contact the credit union if you do not receive a monthly bill. It may mean that an identity theft diverted the bill.
- Check account statements carefully. Ensure that you authorized all charges, share drafts, or withdrawals on the statement.
- Guard your mail from theft. If you have the type of mailbox with a flag to signal that the box contains mail, do not leave bill payment envelopes in your mailbox with the flag raised. Instead, deposit them in a post office collection box or at the local post office. Remove incoming mail promptly.
- Monitor your credit report. Consumers are entitled to one free credit report from each credit reporting agency annually. Learn more.
- Opt out of pre-approved credit cards, direct mail lists and telephone solicitation.
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BRANCH LOCATIONS 1111 Pine St, Martinez 538 Center Ave, Martinez 4261 Century Blvd, Pittsburg 8660-E Brentwood Blvd, Brentwood 560 First St, Suite B-106, Benicia 1420 Pomona St, Crockett 2500 Nevin Ave, Richmond
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HOURS OF OPERATION Mon - Wed: 9:00am - 4:00pm Thursday: 9:00am - 6:00pm Friday: 9:00am - 5:00pm
Crockett Branch Hours Only Mon - Wed: 9:00am - 4:00pm Thursday: 7:30am - 4:00pm Friday: 9:00am - 5:00pm
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Your savings federally insured to at least $250,000 and backed by the full faith and credit of the United States Government. National Credit Union Administrations, a U.S. Government Agency.
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We do business in accordance with the Federal Fair Housing Law and the Equal Credit Opportunity Act.
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The information contained in this email (the “Content”) is provided for informational and educational purposes only, without any express or implied warranty of any kind, including warranties of accuracy, completeness, or fitness for any particular purpose. The Content is not intended to be and does not constitute financial, investment, tax or accounting advice or a solicitation to buy or sell securities. The Content is necessarily general in nature and is not specific to you or anyone else. YOU SHOULD CONSULT YOUR OWN INVESTMENT, TAX OR ACCOUNTING ADVISORS BEFORE IMPLEMENTING ANY ADVICE INCLUDED IN THE CONTENT. By viewing or utilizing the Content, you agree that you will not hold Marquis Software Solutions, Inc., 1st Nor Cal Credit Union or their affiliates or agents responsible for loss or damages resulting from the Content.
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