In today’s unsettled economy, many people are looking for ways to stretch their money - but sometimes this includes altering insurance coverages to dangerously low levels or eliminating coverage entirely. If you’re thinking about changing your coverage to save money, consider these key issues below - and give us a call. As a benefit of your Credit Union Membership, we can help make sure you’ve got the right protection at a price you can afford.
- Make sure you’re getting the appropriate discounts and credits. Most insurers offer a variety of policy credits and account discounts that can translate into significant savings - without endangering the level of protection you need for your home, autos, and other valuable property.
- Increase deductibles for cost savings. Only a small percentage of homeowners have claims in any given year, so you might consider increasing your deductible.
- Specialty lines coverage options. Own a classic car or RV? In many cases, it is more cost effective to insure them with a specialty carrier, rather than on your auto policy.
- Payment Options. Depending on your financial circumstances, you may be able to make lump-sum payments instead of partial payments to avoid any service charges. Many carriers also offer either a reduced or no service charge if you choose an “automatic” payment plan.
As an added benefit of your 1st Nor Cal membership, we at Lou Aggetta Insurance will help you review the things that are important to you and provide you with options for reducing risk in your life. If you decide to buy an Auto policy you will receive a $25 Gift Card - If you purchase both Auto and Home you will receive a $50 Gift Card.3 We are an independent insurance agent and can provide you with home, auto, life, health, business, and many other types of insurance coverage.
Contact me today to schedule your free review.