Replacing and repairing home equipment such as air conditioners, furnaces, water heaters, and electric power panels can get very expensive. Many Homeowners insurance carriers are now offering Equipment Breakdown Coverage as an option. This coverage provides protection in the event of an unexpected electrical, mechanical, or pressurized systems failure. Equipment Breakdown Coverage will not cover systems that fail or breakdown due to normal wear and tear or corrosion.

Typically, this coverage has a limit of $50,000 with a $500 deductible per loss. Annual cost for the coverage is around $50 per year.

As an added benefit of your 1st Nor Cal membership, we at Lou Aggetta Insurance will help you review the things that are important to you and provide you with options for reducing risk in your life. If you decide to buy an Auto policy you will receive a $25 Gift Card. If you purchase both Auto and Home you will receive a $50 Gift Card.⁴ We are an independent insurance agent and can provide you with home, auto, life, health, business, and many other types of insurance coverage.