Skip-a-Payment

Our Skip-a-Payment program gives you just what you need – the option to skip your next 1st Nor Cal qualifying loan payment to free up valuable funds for other things. To help our members in this time of need, we have modified our normal Skip-a-Payment criteria and have temporarily waived the standard $25 fee per skip.¹ At 1st Nor Cal, we appreciate the seriousness of the situation surrounding the COVID-19 pandemic and we are anxious to do what we can to help. Please visit our 1st Nor Cal COVID-19 Updates page and home page for additional information on how we can help.

You can now process your own Skip a Payment (skip) for qualifying loans¹ within Home Banking!

Members can skip three times a year (Jan-Dec) and six times over the lifetime of the loan. If skips for consecutive months are desired, each skip must be initiated individually. Effective 3-20-2020, we have waived the standard $25 fee per skip.¹

Simply click the gear icon next to your loan in Home Banking to see if your loan is eligible¹ and to start the request.