The latest news and financial insights from your friends at 1st Nor Cal Credit Union.
1st Nor Cal Credit Union - Website
November 2019
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Rate Discount
Sure thing. No-brainer. Easy money.
Love your ride but not your rate?

Bring us your existing auto loan and we’ll beat it by
at least .25% APR

You can call it whatever you like, we’ll call it  “Our Pleasure”, because we love helping members save money any way we can. If your dream car is saddled with a not-so-dreamy auto loan rate or your hot rod has a hot mess of a monthly payment, just give us a call. We’ll get you into a lower rate loan, quick and easy. We’ll go the extra mile to beat your existing loan rate by at least .25% APR†, but chances are, we can do much, much better than that. A lower rate means lower monthly payments and potentially hundreds of dollars in interest savings over the life of your loan. Call (925) 335-3851, stop by a branch, or apply online – What do you have to lose?

*Existing 1st Nor Cal CU loans are not eligible for this offer. Applicant must provide proof of existing lender rate for 1st Nor Cal to beat by .25% (floor of 3.25% APR for max term of 72 months†). Rates, terms, and conditions subject to change at any time. All loans subject to credit approval, collateral valuation and membership eligibility. Maximum term up to 72 months and financing up to 125% loan-to-value (LTV). Monthly payment on a $30,000 loan at 3.25% APR† for 72 months is $459.23. Additional restrictions and conditions may apply. †Annual Percentage Rates (APR) shown for qualified borrowers. All rates are subject to change without notice. Not all borrowers will qualify. 1st Nor Cal Credit Union membership required. Persons who live, regularly work, currently attend school, or currently worship in Contra Costa, Solano, or Alameda counties, as well as any and all businesses, corporations, and other legal entities in those counties are eligible for membership.
1111 Pine St, Martinez
538 Center Ave, Martinez
4261 Century Blvd, Pittsburg
560 First St, Suite B-106, Benicia
2500 Nevin Ave, Richmond
Mon - Wed: 9:00am - 4:00pm
Thursday: 9:00am - 6:00pm
Friday: 9:00am - 5:00pm

(888) 387-8632
Federally insured by the NCUA
Your savings federally insured to at least $250,000 and backed by the full faith and credit of the United States Government. National Credit Union Administrations, a U.S. Government Agency.
We do business in accordance with the Federal Fair Housing Law and the Equal Credit Opportunity Act.
We do business in accordance with the Federal Fair Housing Law and the Equal Credit Opportunity Act.
Recommended Five-Star Institution by Bauer Financial "Because peace of mind matters"
Recommended Five-Star Institution by Bauer Financial "Because peace of mind matters"
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