Love your ride but not your rate?
Bring us your existing auto loan and we’ll beat it by
at least .25% APR†
You can call it whatever you like, we’ll call it “Our Pleasure”, because we love helping members save money any way we can. If your dream car is saddled with a not-so-dreamy auto loan rate or your hot rod has a hot mess of a monthly payment, just give us a call. We’ll get you into a lower rate loan, quick and easy. We’ll go the extra mile to beat your existing loan rate by at least .25% APR†, but chances are, we can do much, much better than that. A lower rate means lower monthly payments and potentially hundreds of dollars in interest savings over the life of your loan. Call (925) 335-3851, stop by a branch, or apply online – What do you have to lose?
*Existing 1st Nor Cal CU loans are not eligible for this offer. Applicant must provide proof of existing lender rate for 1st Nor Cal to beat by .25% (floor of 3.25% APR for max term of 72 months†). Rates, terms, and conditions subject to change at any time. All loans subject to credit approval, collateral valuation and membership eligibility. Maximum term up to 72 months and financing up to 125% loan-to-value (LTV). Monthly payment on a $30,000 loan at 3.25% APR† for 72 months is $459.23. Additional restrictions and conditions may apply. †Annual Percentage Rates (APR) shown for qualified borrowers. All rates are subject to change without notice. Not all borrowers will qualify. 1st Nor Cal Credit Union membership required. Persons who live, regularly work, currently attend school, or currently worship in Contra Costa, Solano, or Alameda counties, as well as any and all businesses, corporations, and other legal entities in those counties are eligible for membership.
![Recommended Five-Star Institution by Bauer Financial "Because peace of mind matters"](https://email.1stnorcalcu.org/DM/images/cu/1stN0/emails/1stN0118201915610_abea777270374b4ea31d6f7e7b6c9433.png?t=5188821169410118 "Recommended Five-Star Institution by Bauer Financial "Because peace of mind matters"")